best post I have ever read here. It is my same experience. when the market turns the other side, and you dont have an HUGE account, the DD will blow you away. this is why it is stupid to pay for such an bad mechanic or EA. the only profit makers, are the developers. nobody else.
I would take it for free. and then just run very conservative, and care a bit when big events are.
then it is OKAY. but nothing more