Josh Lin

PS: I promote a professional wall street broker that made me and my company investors over millions of dollars from the stock market. So happy to promote her good work with my channel.

As a Senior Financial Advisor and Senior Portfolio Advisor with Merrill Lynch Wealth Management, I can offer you access to a broad array of company resources including Portfolio Management - Wealth Preservation and Transfer Tax-Minimization Strategies - Education Funding - Lending Capabilities. Ultimately working with you to develop strategies to help you pursue your most important goals, whether you wish to save for your retirement, a child's education, purchase of a home or to build a legacy. My focus is working closely with Partners & Directors at the Top Ranked Accounting Firms, Major Law Firm Attorneys, Senior-Level Executives at publicly traded companies, Consulting professionals, and generations of their families by managing their financial well being. Depending upon their firm, each client may face conflict of interest issues when it comes to investment selection. For clients facing these investment restrictions I prioritize the creation of customized portfolios built to include a blend of ETFs and Mutual Funds from independent managers that are designed to satisfy their requirements. For those not subject to the issues of restricted investing guidelines the use of separately managed accounts (SMA's) across various asset classes is a desired option to help clients achieve tax and cost efficiencies. I also use sophisticated Merrill retirement outcome probabilistic tools to address clients questions such as: When can I retire? Will I outlive my savings? Will I be able to cover my needs, pursue my dreams and handle the unexpected? Allowing clients to fulfill their objectives for themselves, loved ones, risk tolerance, investment timeline, and liquidity needs. Thus helping to provide a reassurance to my clients about the financial security of their household and future life goals.